STATUTORY DISCLOSURES : SECTIONS 01-08
Important Information For
Prospective Owners
The statutory notices and regulatory provisions codified below delineate the mandatory licensing parameters, fiduciary covenants, and administrative rules established under the Texas Insurance Code and affiliated regulatory oversight bodies. Candidates must examine each numbered article prior to formal consideration.
Section 01 : Statutory Affiliation & Licensing Authority
All candidate evaluations, credential reviews, and onboarding protocols are administered in strict compliance with the Texas Department of Insurance (TDI) under Texas Insurance Code Title 13. Prospective agency principals are independently licensed professionals subject to statutory fitness reviews, state examination requirements, and regulatory appointment authorization prior to binding authority or commercial solicitation.
Section 02 : Agency Principal Governance & Independent Status
Agency owners operate strictly as independent contractors pursuant to the standard Farmers Agency Agreement. The agency principal retains autonomous authority over local office administration, staffing decisions, and operational overhead allocation, while maintaining uncompromising adherence to institutional underwriting rules, ethical mandates, and company operational covenants.
Section 03 : Capitalization Standards & Solvency Reserves
Formal consideration for agency appointment or retail portfolio acquisition requires documented verification of unencumbered liquid capital and operating solvency reserves. These financial benchmarks ensure that newly established agency locations possess adequate liquidity to fulfill facility overhead covenants, maintain professional staff licensing, and execute policyholder servicing obligations without leveraged debt reliance.
Section 04 : Professional Liability & E&O Coverage Mandate
Prior to contract execution and throughout the entire operational duration of the agency, principals are contractually mandated to maintain approved Errors and Omissions (E&O) professional liability coverage at prescribed statutory limits. Continuous liability protection protects policyholders, staff members, and commercial assets against operational exposures and inadvertent administrative deficiencies.
Section 05 : Regulatory Background Screening & Fiduciary Qualifications
Agency candidates must complete comprehensive background verification protocols, encompassing fingerprint-based criminal record checks, civil litigation audits, regulatory enforcement reviews, and consumer credit assessments. In accordance with TDI standards and statutory character guidelines, individuals with unresolved securities sanctions, fiduciary malfeasance, or disqualifying criminal records are ineligible for appointment.
Section 06 : Safeguarding Nonpublic Personal Information (NPI)
All agency facilities, servers, and personnel must maintain strict institutional safeguards concerning consumer Nonpublic Personal Information (NPI) pursuant to the Gramm-Leach-Bliley Act (GLBA) and the Texas Business and Commerce Code Chapter 521. Requirements include encrypted digital repositories, restricted physical record archives, multi-factor credential authentication, and mandatory cybersecurity protocol training for all agency staff.
Section 07 : Anti-Rebating & Unfair Competition Prohibitions
In strict conformity with Texas Insurance Code Chapter 541, agency owners and their authorized representatives are prohibited from offering, promising, or executing rebating arrangements, collateral financial inducements, or discriminatory premium waivers. All quotes, proposal comparisons, and client consultations must articulate state-filed rate structures, policy terms, and exclusions with complete fidelity.
Section 08 : Non-Exclusive Territory & Market Conduct Guidelines
Appointment authorizes agency principals to solicit and service business within licensed jurisdictions under a non-exclusive territorial framework. Agency contracts do not convey captive territorial exclusivity or geographic monopolies. All public marketing collateral, digital advertisements, and commercial trade names must strictly adhere to corporate brand standards and state advertising disclosure statutes.
STATUTORY REGULATORY CODEX : TITLE 28 TAC
Important Information For
Prospective Owners
Official regulatory foundation, institutional covenants, and legal notices governing candidate evaluations, contract negotiations, and agency appointments within the State of Texas.
Section 1: Statutory Regulatory Disclosure & Legal Entity Status
This disclosure codex constitutes official regulatory notice pursuant to Title 13 of the Texas Insurance Code and regulations administered by the Texas Department of Insurance (TDI). All prospective agency principals and acquisition candidates within Dallas District 12 operate under strictly structured independent contractor agreements with Farmers Group, Inc. and its affiliated underwriting exchanges.
Notice of Non-Employment: Discussions, informational briefs, or preliminary qualification interviews do not constitute an offer of commercial employment, franchise guarantee, or binding agency appointment until a definitive Agent Appointment Agreement is formally countersigned by authorized executive officers.
Section 2: Brand, Trademarks & Trade Name Protection
The name 'Farmers', the Farmers shield insignia, and associated graphic marks are registered trademarks of Farmers Group, Inc. and may only be utilized by authorized agents in strict compliance with corporate identity protocols and TDI marketing standards. Agency owners are expressly prohibited from registering domain names, corporate entities, or social media handles containing protected trademarks without prior written clearance from District 12 Brand Compliance.
Section 3: Territorial Jurisdiction & Dallas District Regulations
Appointments administered through District 12 are designated for approved commercial locations across Dallas, Collin, Denton, and Tarrant Counties. Agency appointments do not confer exclusive geographic monopolies. While agents are authorized to solicit and service policyholders statewide across Texas in accordance with their General Lines property and casualty licenses, facility site approvals are governed by district demographic distribution models to prevent operational saturation.
Section 4: Recruitment Communications & Candidate Protocols
All candidate outreach, talent acquisition brochures, and digital recruitment materials originating from District 12 are purely informational. Prospective principals must undergo rigorous statutory vetting, including criminal history verifications, comprehensive credit solvency checks, and regulatory background reviews through the National Insurance Producer Registry (NIPR) prior to final appointment eligibility.
Section 5: Earnings Disclosures & Absolute 'No Guarantee' Provisions
No corporate officer, district representative, or field executive is authorized to provide binding earnings claims, commercial profit forecasts, or revenue representations. Historical performance figures or illustrative commission schedules do not guarantee future revenue. Agency revenues are derived entirely from commission schedules, bonus tiers, and renewal retention achieved through individual operational performance under prevailing market conditions.
Section 6: Independent Contractor Legal Structure & Governance
Every appointed agency principal is legally structured as an independent commercial contractor pursuant to the Texas Business Organizations Code. The agency owner retains sole discretion over office staffing, employee compensation, commercial facility leases, and operational expenditures. No employer-employee nexus, worker compensation relationship, or collective bargaining agreement is created between agency personnel and Farmers Group, Inc.
Section 7: Capital Adequacy & Reserve Verification Mandates
Candidates must substantiate compliant liquid reserves before formal program entry. Liquid reserve baselines vary by acquisition modality: Retail Program appointments mandate verified unencumbered liquid assets of $50,000, while Agency Acquisition programs require liquid reserves commensurate with the negotiated purchase capitalization. Verification must occur via unencumbered depository statements certified by qualified financial institutions.
Section 8: Regulatory Oversight, TDI Compliance & Audits
All agency facilities, documentation archives, client transaction logs, and trust accounts remain subject to random regulatory audits by the Texas Department of Insurance and corporate market conduct examiners. Prospective owners must maintain exemplary professional standards, complete mandatory continuing education, and satisfy all fiduciary obligations under the Texas Administrative Code.
SECTION 13 COMPLIANCE NOTICE
Independent Professional Advice
All documentation, materials, representations, and operational guidance provided through Farmers District 12 are published strictly for informational and recruitment orientation purposes. Nothing contained herein constitutes formal legal, tax, accounting, or investment advice.
Prospective agency owners and agency candidates are required to conduct independent due diligence. Prior to executing any agency contract, appointment document, or capital expenditure, you must consult qualified independent legal counsel, certified public accountants (CPAs), and licensed business advisors to assess legal, financial, and tax consequences.
STATUTORY APPENDIX
Official Regulatory Resources
State repositories, statutory codes, and institutional registries should be consulted directly for independent verification of agent licensing, statutory compliance, and policyholder rights.
Official state department regulatory oversight, company lookups, and consumer protection division.
Codified statutes, underwriting regulations, and state legislative standards governing Texas operations.
Title 28 administrative rules promulgated by the Commissioner for licensed insurer and agent conduct.
Parent corporate governance, national underwriting company disclosures, and official claims routing.
DISTRICT DIRECTORY & INQUIRIES
Contact Farmers District 12
District Leadership & Operations
Jeremy Johnson, District Manager
Farmers Insurance District 12 Executive Office
Dallas District Office:
5628 Lyndon B Johnson Fwy
Dallas, TX 75240
District 12 serves as the regional management hub for independent agency development and agent supervisory coordination across North Texas. In-person administrative consultations are conducted by appointment during regular business hours.
STATUTORY LICENSING NOTICE
Texas Department of Insurance Oversight
All official questions regarding individual agent licensing status, continuing education compliance, disciplinary records, and statutory qualifications must be directed to the state licensing authority.
Texas Department of Insurance (TDI)
Consumer & Regulatory Inquiries: (800) 252-3439
Official Portal: tdi.texas.gov
© 2026 Farmers District 12, Dallas, Texas. All rights reserved. Licensing and regulatory documentation for agency recruitment operations.